FAFSA Tips You Need to Know

College is expensive—there’s no way around it. But what if I told you there’s free money out there to help you pay for it? Yep, I’m talking about FAFSA.

The Free Application for Federal Student Aid (FAFSA) is the golden ticket to unlocking grants, scholarships, and even work-study opportunities that can make college way more affordable. Don’t leave money on the table just because the form feels overwhelming. I’ll break it down for you—step by step—so you can get every dollar you deserve.

What Exactly is FAFSA?

FAFSA is the form you fill out to see how much financial aid you can get. That aid comes in a few forms:

1. Grants and Scholarships: This is free money. You don’t have to pay it back.
2. Federal Student Loans: You borrow this money and pay it back later—usually with lower interest.
3. Work-Study Programs: You can get a part-time job to earn money while in school.

Together, these create your financial aid package, which you’ll see in something called an award letter after you’re accepted to a college.

What's This “SAI” Thing?

Here’s something new: SAI stands for Student Aid Index. It replaced the old EFC (Expected Family Contribution), but the idea is the same—it’s a number that shows how much your family can afford to pay for college.

Here’s what SAI means for you:

• Negative SAI (-$1,500 to 0): You have high financial need. This might mean more grants and free money.
• Positive SAI (1 to 999,999): The higher the number, the less need you have—and you’ll qualify for fewer grants.

Understanding your SAI helps you make smarter decisions about where to apply and how much aid you can expect.

Need Help Filling Out FAFSA? We’ve Got You Covered!

If you’re feeling stuck—or you just want someone to walk you through the FAFSA—good news: CUNY is hosting virtual FAFSA help sessions!

Here are the upcoming dates:

• December 19th, 3–5 PM 
• December 21 3–5 PM Register Here
• December 27 5- 7 Pm Register Here
• January 7th, 3–5 PM Register
• January 9th, 3–5 PM Register
• January 14th, 3–5 PM Register
• January 16th, 3–5 PM  Register

What You Need Before You Go:

1. Your FSA ID: Create it at StudentAid.gov. Both you and your parent need one.
2. Tax Info: Bring tax returns, W-2s, and bank statements.
3. Personal Docs: Social Security numbers, addresses, and any income info.

These sessions are free, easy to join, and could help you save thousands of dollars for college. Don’t skip them!

How to Stay Ahead of the Game

Getting financial aid doesn’t have to be complicated. Follow these tips:

• Start early: Don’t wait until the last minute. Deadlines matter.
• Double-check: Make sure your information is accurate. Mistakes can delay your aid.
• Read the award letter: Understand how much money you’re getting and if there are any conditions (like maintaining a GPA).

Don’t Miss Out—Stay in the Loop!

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We’re here to help you get every dollar you need for college—because your future is worth it. 🚀

The bottom line? FAFSA is free, easy (when you break it down), and 100% worth doing. Don’t leave money on the table—start your FAFSA today, sign up for a help session, and let’s get that college money! 🎓